Workers who’ve experienced slips, trips, and falls while on the job are typically provided with workers compensation benefits under their employer’s insurance. However, it’s essential to file a workers compensation claim immediately in order to be eligible.
In the unfortunate circumstance that you have been injured to the point of permanent disability while working on the job and are no longer able to work, you may be eligible for Social Security Disability.
Applying for SSD: Who is eligible? Social Security Disability and Supplemental Security Income programs both have the same qualifications for persons filing for disability. In order to be considered eligible for either program, the injured person must go through a process in order to be considered medically disabled.
Some of the medical disabilities listed in the 2017 SSD manual include the following:
- Musculoskeletal difficulties
- Cardiovascular conditions
- Respiratory illness
- Mental disorders
- Speech and sensory problems
- Neurological disorders
- Multiple types of syndromes
- Immune system disorders
- Kidney problems
- Digestive tract problems
- Skin disorders
- Hematological disorders
However, it should be noted that an injured worker’s disability doesn’t have to be listed in the SSD’s manual of medical disabilities in order to be considered eligible for SSD benefits. The injured worker must simply be found medically disabled through a medical process. Another way to look at it is that the real question in any Social Security disability case is whether the workers’ physical abilities, mental abilities, and symptomatology, including pain and other limitations, interfere with work activities on a regular and continuing basis. In other words, a worker – actually any person – is disabled if they are unable to do any competitive full-time work on a regular, sustained basis; that is, if a person is not reliable because of their physical or mental problems they are considered to be disabled.
What are the first steps I can take in applying for SSD? The application process for SSD can take up to five months. Therefore, it’s important to submit your application online as soon as you are able. To make the process easier, consider having evidence on hand proving your disability, such as medical records, test results, a list of the medications you’re taking, etc.
Additional information you should have on hand include:
- Your Social Security number
- Names and addresses of doctors and hospitals you’ve visited
- Your most recent W2
- A summary of where you worked last and what work you did at the job
Slips, trips, and falls are the second leading cause of accidental death in the United States behind car accidents. They also make up the grand majority of American workplace accidents. If you or a loved one has suffered from a workplace accident and your SSD application has been denied, contact a Social Security disability today for legal advice on what action to take next